Directed trusts are arrangements in which a settler or client designates certain administrative, investment, or distribution responsibilities to a trustee, while other functions may be handled by advisors or co-trustees.

Brief, yet comprehensive perspectives on key economic and market developments.

Delegated trusts are arrangements in which a professional trustee assumes responsibility for administrative tasks while advisors or institutions maintain oversight of client objectives. These trusts can support structured administration, help maintain regulatory compliance, and provide a framework for documenting trust activities.

Credit unions are always exploring ways to engage members and support their communities. One approach is offering access to Charitable Donation Accounts (CDAs), which provide a structured way to designate funds for charitable purposes while maintaining appropriate oversight, documentation, and administrative support.

Charitable Donation Accounts (CDAs) provide a structured framework for supporting philanthropy while helping to maintain clear governance and oversight. By establishing accounts dedicated to charitable purposes, credit union leaders and boards can implement organized giving programs, maintain transparency, and help to ensure administrative compliance with applicable requirements.

Credit unions often play a role in supporting members’ charitable initiatives or structuring institutional philanthropic programs. While donor-advised funds (DAFs) are a recognized vehicle for charitable giving, credit unions may consider alternative structures that provide additional oversight, organization, and compliance.

Credit unions are increasingly providing trust services to help members manage estates, retirement accounts, and other assets. Trust services offer structured oversight, helping credit unions provide clear administration while helping support administration in line with fiduciary requirements.

Credit unions increasingly use Employee Benefit Funding Trusts (EBFTs)  to manage retirement plans, supplemental benefits, and other employee-related funding needs. These services provide structured administration and organized oversight, helping credit unions manage employee benefit arrangements with structured processes.

For many families, estate planning is not simply a box to check. It is a thoughtful responsibility rooted in care for the people they love and a desire to see what they have built carried forward with intention.

Practical “how to” investment guidance to help manage through certain market situations.

Credit union leadership teams often consider how charitable trust options for credit unions may support structured philanthropic programs within their institution. These programs offer a framework for organized giving while maintaining oversight and administrative clarity.

Registered Investment Advisors (RIAs) often work with clients whose financial situations grow increasingly complex over time. As clients accumulate wealth, considerations around trusts, estate planning structures, and long-term wealth transfer may become more prominent.

Registered Investment Advisors (RIAs) often work with clients who have complex financial needs, including trusts, estates, and retirement accounts. A corporate trustee for RIA clients may support the administration of these assets while maintaining fiduciary responsibilities.

Monthly and quarterly investment perspectives on economic and market developments.

Credit unions have long prioritized community engagement as part of their mission. For leadership teams and boards, identifying scalable and well-governed ways to support charitable giving is an important strategic consideration.

Brief, yet comprehensive perspectives on key economic and market developments.

Brief, yet comprehensive perspectives on key economic and market developments.

Monthly and quarterly investment perspectives on economic and market developments.

Brief, yet comprehensive perspectives on key economic and market developments.

Brief, yet comprehensive perspectives on key economic and market developments.